Which term describes damage to your car caused by a collision with another vehicle or object, or by your car overturning?

• A. Comprehensive coverage
• B. Full coverage
• C. Collision coverage
• D. Liability coverage

Answer: (C)

Collision coverage is the auto insurance that pays for damage to your own car after a crash. It covers damage from a collision with another vehicle or object, and it also applies if your car overturns. This type of coverage helps pay for repairs or to replace your car, up to your policy limits and after you pay your deductible.

This is different from comprehensive coverage, which handles damage from non-collision events like theft, vandalism, fire, weather, or hitting an animal. It’s also distinct from liability coverage, which pays for damage you cause to other people or their property, not damage to your own vehicle. A term like full coverage is marketing language and not a precise policy term. If your car is financed, collision coverage is often required by the lender.