Which phrase describes an auto policy that typically includes liability, comprehensive, and collision coverage?

• A. Full coverage
• B. Collision coverage
• C. Liability coverage
• D. Comprehensive coverage

Answer: (A)

The phrase tested is what “full coverage” means in auto insurance. It describes a policy that includes liability protection plus the two major damage-coverages for your own vehicle: collision and comprehensive. Liability covers damage you cause to others, while collision covers damage to your car from crashes, and comprehensive covers non-collision events like theft, weather, or vandalism. Together, these three coverages are what people typically mean by full coverage. The other options refer to individual coverages on their own, not the combination that full coverage implies. Keep in mind that “full coverage” is a common term and can vary by insurer, but it generally signals having liability plus both collision and comprehensive.